21 things that got me through the biggest financial shock of my life

As I followed my boss through the hallway I wondered what could she possibly have to talk to me in such a rush after I had been away for five weeks in Thailand for yoga teacher training.

The sight of Celene, the Human Resources manager, clarified it all. After 10 years I was being fired.

From then on it was like a movie, I absorved the faces of concern, the fake extra-detailed reassurance of my boss saying that it had nothing to do with my performance, the cheap talk about how this was difficult, the fear in their faces, I mean: Would I sue like everyone else does in NYC?

Would I cry? Go postal? I had, after all, mortgage payments north of 2000 dollars per month in the worst housing market of the past 30 years, a car, a Yoga monthly membership, credit card debt, no family in the United States, not a penny in my pocket.

Of all the shocking situations I have lived through this one felt the most real because it had to do with the very practical technicalities of what I was going to eat the following week. With where  I was going to sleep if my house was foreclosed, the YMCA? friend's couch? a shelter? Time Square?

I remember walking back into my cubicle knowing that I could go home now, that it was all over, something I had secretly desired for years.

MS Outlook showed 2127 unread messages.  A form on my desk had a post it in it asking me to re-do some entry in the helpdesk database, and another asked for an explanation of a cell phone charge while in Hong Kong. I felt a burst of anger and laughed out loud. In my mind I gave them all the finger, I was now beyond all those mundane things I did not care for. I was free, powerful even.

Then of course I crashed.

Walking down Six Avenue later that morning I remember looking at people and seeing how the world kept going even in spite of my desperation, how it all seemed to go on as usual, how nobody noticed.

At some point around 46th Street I stopped dead on my tracks and in the midst of the bustle that is New York City I looked up at the sky and clearly stated out loud:
"Dear God, this is a bit much for me.  I will keep on putting one foot in front of the other but You take care of the big details cause this is frigging out of my range"
And then I did put one foot in front of the other, one breath following the previous breath, one moment following the other. I continued living.

Looking back I can say that many things contributed to get me through the storm and bring me back to a place of balance, happiness, stability and even reinvention.   These are 21 of them:
  1. Realized that I wanted to be happy rather than right
  2. Gave away 90% of my possessions -kind of had no choice, I was selling the house. Ended up being the best decision of my life.
  3. Allowed myself the opportunity to cry and feel like a failure. Then washed my face and kept going.
  4. Remained friends with the Human Resources person, I like her.
  5. Attended 12 step meetings, OA, DA, ALANON, SLAA. I admitted that I was powerless and I came to believe that a power "Greater than myself" could restore me to sanity. 
  6. Volunteered for the meetings above and NYCares, surprisingly that was one of the most rewarding and healing things I did. Helping others ended up helping me. Funny, I know.
  7. Woke up every morning to coffee, shower, and getting dressed.  I meant business regardless of what the so-called "reality" suggested. 
  8. Made a collage of the things I wanted to attract into my life, kept it cool, but did it anyway (see #1 above)
  9. Started dating again and kept actively and purposely socializing.
  10. Learned to dance tango and salsa. That part was so much fun. Affordable too.
  11. Read Wayne Dyer, Chopra and Marianne Williamson, I was in search for miracles. Learned that the biggest miracle of all is that of switching our own perceptions.
  12. Chanted the Gayatri mantra like I meant it. Guess how many benefits this mantra brings?
  13. Cooked and ate at home all the time. Learned a few dishes by the way, I can make a mean curry.
  14. Kept up the yoga practice, every day.
  15. Did not just look for jobs but after interviews I wrote lists to the potential employees with ideas of how they could improve their working situations (from the perspective of an IT Training Manager, which is what I was)
  16. Talked to everyone under the sun, financial advisors, bankers, psychologists, wise women of my tribe, friends, friends of friends.
  17. Did not waste energy on hating or blaming. Could not afford to.
  18. Walked up every morning listing all the things I was grateful for (yoga, friends, love, my family in Argentina)
  19. Meditated
  20. Slept and ate as healthy as I could on my budget
  21. Eventually, 6 months later, the house was sold without having to foreclose or short sell, taking a bit of a loss which was financed by borrowing from the 401K. 
I am enternally grateful for the lessons learned, and although I rather never have to go through it again, at least I know that I survived, it is possible, and it can be done.

The day after I was fired, on my next yoga class, when I told John Cambpell (my yoga teacher) what had happened he said to me: "This is your work now".  He meant yoga. I smiled.

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30 comments:

  1. for me, number 7 is what i would consider one of the greatest accomplishments. but all of them are very inspiring. as a former teacher of mine would say 'strong work'.

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  2. Dear Claudia
    This explains your talent for putting such a high quality blog- your IT background. Bendito nena, I've been in this situation so often- it's part and parcel of my industry- I know it's not a walk in the park, so I understand what you went through. Things are more stable in my current situation. I like number 18. I hear people are doing that with luxury items right now- you can see what's practically being given away in eBay these days.
    hugs
    Arturo

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  3. @Tova, thank you, yes number 7 is a good one and it may sound simple, but it takes "strong work" like your teacher says. Good to hear from you, and let me take this opportunity to thank you for bringing David in to answer the nutation question a few days ago, I am grateful to you :-)

    @Arturo, so you know ha?, yeah!, tough business... I feel that giving away so much really made me feel like a new me, much lighter. It was also sweet to see all those boxes outside the old house going to the Vietnam Vets, to people that hopefully could really use all that accumulated stuff, not that I had much, but I had some. I felt so good afterwards!

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  4. your yoga teacher's statement really spoke to me. I'm not sure why.
    I am so glad for you though you made it through. I have no idea what i would have done in your place.

    Much Light Claudia :)
    (ps, I can completely picture the stopping in NYC, especially after my first trip ever there in Sept!)

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  5. Love the last comment about yoga being your work now!! I am on a similar path as you. Left the corporate world and am pursuing a much happier life with fewer possessions,eating at home (much prefer it now to expensive, unsatisfying and unhealthy meals out), and to my delight lots of yoga and meditation. Am almost finished with YTT and hoping to make yoga my work as much as possible. Your story is very inspiring and I wish you a peaceful and prosperous New Year!

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  6. Loved this post, and I have to say that in hindsight, it was the moment your life turned around for good. Sometimes blessings do come in disguise (if you have the strength and wisdom to see it, and you did). Love u. nat.

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  7. Claudia

    Glad that u converted the crisis in your life in to an opportunity for self growth .Keep it up .

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  8. @Eco Yogini, thank you, maybe it spoke to you because yoga is your work too :-) I would say so. So you have been to the big Apple? impressive ha? impersonal yet so close, next time you are around let me know, would love to have chai with you

    @Maria, thank you, congrats on getting closer to the end of the YTT, and I very much relate to you, I do indeed enjoy cooking at home and having less and less... it feels so light, happy 2011 to you too

    Nat, si, very true, gracias :-) Love you too

    @Krishna, yeah, guess you can say I converted the crisis, did not feel like an opportunity although it clearly was, I will keep it up :-)

    @Lilasvb, thank you, and so are you! my dancer yogi friend!

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  9. 14. ahhhh so that's where the lists come from.

    Think I like JC, what a cool thing to say, pithy.

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  10. Hi Grimmly, yes I love my lists, that is the kind of girl I am what can I say! and yes JC is really magic, very special :-)

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  11. what a truly inspiring post! this one is getting bookmarked :) I've learned over the past year that one of the best ways to cope with problems is to focus my energy on others. #16 is my favorite - wasting energy on hatred and negativity is so tempting sometimes, but always in vain. Kudos to you for recognizing that and being so strong.

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  12. @Charmcityspence, thank you, I agree, although it is hard, directing the energy towards the light is much more effective than using it on hating... I am happy to come to your blog too, will blogroll and follow it :-)

    @FFT - that one gets to be added to the unusual yoga quotes. I love it!

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  13. Very beautiful post, Claudia. Thanks for sharing. I think #7 is very powerful, and takes a lot of work. I understand and appreciate it intellectually, but I find myself driven more often than not by the desire to be proven right (you can probably tell this from some of my postings). Much work in this department for me.

    As somebody (1)who has no family in this country, (2) is still looking for a tenure-track (i.e. permanent) position in academia (translation: I am the academic equivalent of a temporary worker), I think I can relate to at least some of what you went through. But I also believe that nothing is all bad or all good. You gained so much from going through what you went through.

    Again, thanks for sharing!

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  14. Nobel, you make me laugh, can I tell by reading you? ha ha ha. Number 7, perhaps I should clarify, is a work in progress for me too... I relate to what you are saying, yeah, intellectually is all good, but when the gut reactions kick in, another story! I see we have quite a bit in common... and yes I did learned a lot from this one, although I do not wish it on others... this was a tough lesson, a very scary one!

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  15. you are amazing...a big warm hug

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  16. Thank you Maria, big hug to you too

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  17. Lovely, Honest, Powerful! #16 is very wise! Why reject your karma? Stand up, face it and purify:)
    big hugs,
    Janaki

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  18. Thank you Janaki, that is a good way to put it! hope the Tara meditation went well :-)

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  19. Claudia,
    What a beautiful list. All 21 are wise actions in anytime of life - and can be truly savored for their divine purpose and inspiration when the trappings of the (temporary) world dissolve. Thank you for sharing your process and result. (ps #3 helps with 1,2 and 4 through 21).

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  20. Thanks Kyczy, nice to meet you.

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  21. One of your husband's followers mentioned this post today. I'm glad he did. Thank you for this.

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  22. Thanks for writing Brooke, glad you liked it :)

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  23. Claudia -- Your blog is a delight to read. I am glad to have found it. I found your Mysore guide to be quite interesting. I call Bangalore my home. Made a trip to Mysore with my family couple of years ago, after living in this country for nearly 21 years!

    I am at the crossroads trying to find the right course to realign and re-calibrate my work and personal life to bring in more balance and health.

    I am leaning towards Yoga for developing that balance.

    Thanks for your blog. And for James' as well!

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  24. Suresh, thanks for writing and for the compliment on the blog. Nice that you live in Bangalore! an for 21 years, wow, long time!

    I think you are not alone in the recalibrating of work and personal life, a big shift is happening which is also pretty much reflected in James writing. Thanks for letting me know you read us both :-)

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  25. I had no idea you've known John so long!

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  26. I'm going through a very similar situation in my life currently (in terms of nobody in US, no permanent employment, leaving 90% of everything I had etc.) and share a huge part of your leanings (including the power of gayatri mantra, something that I have been using for a while). What I don't understand is submitting to a higher power? It seems counterintuitive and counterproductive to me?

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  27. yes, long term teacher... :-)  I am sad he is leaving!  oh well...

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  28. Ppagarwa I guess the thing with "higher power" is that it is a term like "god" somethng that a lot of us associate a lot of things with... when I think Higher Power these days I think 'the ways things are", the way reality is, the way life is taking me through different stages which are all for my spiritual development.... so I suppose it depends on how you interpret it...  good luck with what you are going throughv :-)

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